BRS Cashflow Projector — Veteran NorthStar

VA disability rating

Your contribution rate % of basic pay

% of basic pay

Current TSP balance Today's dollars; 0 if just starting

Projected growth rate Annual return on TSP balance

% / year

Your Income

Post-Military Employment Income Annual, today's dollars

Post-Military Employment End Year Leave blank if ongoing

Spouse / Household

Spouse / household income Annual, today's dollars

Spouse Employment Begin Year Leave blank if already working

Spouse Employment End Year Leave blank if ongoing

Annual housing cost Mortgage + tax, or rent; today's $

Household size Used to estimate living expenses

Savings / investments

Monthly amount, today's dollars

Annual investment return Applied to accumulated balance

% / year

Starting investment balance Current TSP, IRA, brokerage, etc.

Leave blank if starting from zero

View range

Income display

Annual macro rate COLA, pay raises, inflation

% / year

DoD default · historical average

State For tax calculations

Filing status

GI Bill education period

Start year

Duration

Monthly housing allowance GI Bill BAH-equivalent

Pause employment income during GI Bill

Spouse income starts

Start year

Annual income

One-time income event

Year

Amount

Continuation pay (BRS — year 8–12)

BRS continuation pay is a one-time bonus paid between 8–12 YOS in exchange for a service commitment. Active component floor: 2.5× monthly basic pay.

Year received

Amount

Year 1 Gross Income

—

All income sources

Year 1 After-Tax

—

After fed + state tax

Year 1 Free Cashflow

—

After tax + expenses

20-Year Total FCF

—

Cumulative free cashflow

20-Year Tax Burden

—

Cumulative fed + state + FICA + prop tax

⚠️ Housing not included in this projection. Run the State Explorer with a housing scenario, or enter an annual housing cost in the Expenses panel.

Annual Cashflow Projection

for · household size

Click any bar to see a full year breakdown

Projected at 2.75% annual COLA & inflation — adjust in Assumptions ↑

TSP BALANCE

Year Detail

Projection uses 2.75% annual rate for COLA, pay raises & inflation · Tax estimates apply current-year brackets (brackets adjust with inflation in practice) · All figures are estimates only · Not financial advice

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BRS Cashflow Projector

Year-by-year income, taxes, and free cashflow from now to retirement and beyond

Active duty pay, retirement pay, VA disability, continuation pay, and housing — all in one chart